GooglyFish: Blog GooglyFish: Blog https://www.googlyfish.com/blog/ Copyright by GooglyFish en GooglyFish Thu, 09 Jul 2020 12:59:58 -0400 Is CompTIA Security+ Certification Worth Pursuing and Using Practice Tests? When it comes to the cybersecurity certifications, the potential candidates are wondering whether they are worth all the efforts they will make to complete this task or not. This is especially true when they consider pursuing one of the most popular certificates of CompTIA – Security+. If you asked yourself the questions about this credential, then keep reading this post. You will find the answers to them, and your doubts will disappear.

So, is the Prepaway.com worth your time, money, and effort? Let us know about this by first defining this certificate and finally letting you know if you should pursue it. So, let’s start!

Vital details of CompTIA Security+ certification

CompTIA Security+ is worth all the effort if cybersecurity is your thing. This means that you either want to fully specialize in this field or want to make your CV attractive by enhancing it with this security-based certification. No matter how it sounds like a direct thing, you are probably wondering what makes this credential worth your time and toil.

The Certbolt – Page is based on some important security aspects that every professional considering a cybersecurity career should never miss. It focuses on the topics that introduce you to industry challenges and solutions. As a candidate, you will become familiar with domains such as:

  • Threats, attacks, as well as vulnerabilities;
  • Security technologies and tools;
  • Implementation of secure networks;
  • Installation and configuration of services for identity as well as access;
  • Implementation of best practices governing risk management;
  • Configuration and implementation of settings for wireless security;
  • Implementation of public key frameworks.
  • CompTIA Network+ Exam Questions

The CompTIA SY0-501 exam for the Security+ badge contains a maximum of 90 questions in the performance-based and multiple-choice formats. The time allocated for the test is 90 minutes. The applicants have to score 750 points out of 900 to get the credential. Another requirement for this exam is the fee of $349. CompTIA also recommends that the students have some experience before they take the SY0-501 test. This will boost their chances of passing it. If you have CompTIA Network+ and experience of 9 to 12 months in the IT field with the main focus on security, then it should be much easier for you to sit for this certification exam.

But why is the CompTIA Security+ certificate a qualification that is good to go for? And why is it popular among the employers? By looking at the reasons why this credential is worth it, you will understand everything visit here .

Why is CompTIA Security+ certification worth it?

  • You don’t need any prior experience. For most security-based badges, having prior experience in the field or a similar one is a mandatory requirement. In fact, for some of them, you may need to have someone in your organization to certify your working experience before you can be awarded the credential. For Security+, CompTIA does not ask you for any documented experience. It only recommends that you have some experience that will make it easier for you to ace the prerequisite exam.
  • You should pass only one exam to obtain your certification. The credentials that require just a single test are definitely worth all that you need to sacrifice. Considering the fact that for some certificates from the vendors such as Cisco, Microsoft, and others you have to take two or more exams for most of the cases, Security+ offers you an easier way of getting certified. Therefore, it will be cheaper and easier for you to earn this CompTIA Network Plus Answers - N10-007 . You will save yourself some good amount of time and resources. Moreover, it takes less effort and a short time to have one with you.
  • You have a wide range of resources. CompTIA has qualified its personnel to take you through the course for the Security+ certification if you opt for the instructor-led training. And if you do not want to go this route, you have a chance to select your preferred learning method from what is available on the official page. You can choose e-Learning, study guides, virtual labs, or video tutorials. You can also add some practice tests and exam dumps to your detailed blueprint.
  • This certification is available to almost everyone. Most certificates related to the cybersecurity field cost a lot more than $500. This is why Security+ can prove to be unaffordable to many individuals, especially if they are new to IT and have no stable jobs yet. CompTIA avails its credentials at a reasonable price, making them the most preferred by those students who are looking for cheaper options. And since you still get value for your money through this option, you are better off going after it.
  • This certification increases your chances of employment and access to good pay. Employment is one of the leading motivations for those individuals who go for any IT certification. Others include their desire for promotions and enhanced salaries. The professionals also pursue the credentials that offer them a chance to follow a path that gives them unlimited career opportunities. The Security+ badge was designed while considering all these factors. Once you can prove your cybersecurity skills, the probability of getting employment goes high. You will fit into various job roles, such as a security administrator, a security specialist, a security engineer, and a penetration tester. Also, with CompTIA Security+, the employers will find you valuable in securing their data and assets. And when you can bring in such value, they will always find the ways to ensure you are fully rewarded. This includes a good paycheck, access to promotions, and attractive allowances. The certified specialists can earn an average of $74,000 yearly as per PayScale. This is above most market rates in the IT field.

Conclusion

The CompTIA A+ Exam Dumps is worth your time, resources, and effort. And as the tech field continues to expand, more and more security challenges arise. That is why any professional with this certificate will always be in demand. It’s better to prepare for the opportunities when they come. By deciding to pursue the Security+ credential, you are demonstrating your commitment to these features.

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Practice Tests and Two More Ways to Prepare for Microsoft MS-100 Exam Microsoft is the world’s recognized corporation when it comes to technological innovations and inventions. The widely used software such as Office, Windows Operating System, and Azure are some of the major developments facilitated by Microsoft. Currently, business enterprises and institutions are also utilizing Microsoft 365 as a tool to simplify day-to-day duties. In this article, we are going to enlighten you with the key steps you need to take to become knowledgeable in the features of this solution such as identity and services. To get started, we are going to have a clear overview of MS-100 exam that covers the mentioned concepts.

https://www.exam-labs.com/

What Does MS-100 Exam Entail?

MS-100 is part one of 2 series tests designed for Microsoft 365 Certified: Enterprise Administrator Expert credential. It perfectly suits the candidates who already have knowledge of Microsoft 365 workloads, Server administration, networking, and IT fundamentals. The main objectives involved in this exam are the following:

The above topics are tested through 40-60 questions that every candidate must complete within a time limit of 150 minutes. The format of the tasks can be of multiple-choice, performance-based, active screen, build lists, etc. To start with, a student is supposed to register for this exam via Pearson VUE at $165. And then, to claim the credential, they must also prepare to pass the second assessment, MS-101 which proves the professional’s skills and knowledge in Microsoft 365 security and mobility.

https://www.exam-labs.com/dumps/70-740

Besides, earning Microsoft Certified: Enterprise Administrator Expert badge does not only require one to ace exams, but there are also prerequisites that an applicant should meet to get certified. This includes possessing one of the six credentials which are clearly outlined on the official Microsoft website.

https://www.exam-labs.com/dumps/MS-100

3 Best Ways to Prepare for Microsoft MS-100

The secret of passing a certification test is adequate preparation. There is no other route that can guarantee your success. There are many resources available for you to gain profound skills and knowledge in the key areas tested, let’s observe some of the most popular of them.

https://www.exam-labs.com/dumps/70-483

  • Online training — this is a self-study path offered freely by Microsoft. You can get video slides and other resources online which can help you gain the skills required to become a certified professional. All you need to do is to check the exam page and take this training.
  • Instruction-led course — if you need some extrinsic motivation and can follow a strict schedule, this option is for you. Here, you’ll be offered illustrations and vivid explanations of every concept you are supposed to know. The main advantage of this training is that you will be able to get all your questions answered by Microsoft experts.
  • Practice tests — after completing any of those courses, you can take a trial attempt through practice tests. One such sample exam is provided by the vendor itself, also you can seek more such materials online. The main tip here is to always correct your mistakes and work on your time-management skills.
  • https://www.exam-labs.com/dumps/MD-100

Conclusion

Microsoft 365 is widely adopted and the demand for professionals with the skills will never cease. Passing MS-100 exam, you prove your competence in managing this solution and can assume roles such as security engineer, data administrator, and system administrator, among the rest. Getting some of these positions, you can obtain average pay of $90,000 per year according to payscale.com. Therefore, if you want to enjoy the benefits, get the best practice tests for MS-100 exam, and start your preparation right away!

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Uncategorized https://www.googlyfish.com/blog/practice-tests-and-two-more-ways-to-prepare-for-microsoft-ms-100-exam/ https://www.googlyfish.com/blog/practice-tests-and-two-more-ways-to-prepare-for-microsoft-ms-100-exam/ Editor Tue, 30 Jun 2020 06:41:43 -0400
The 5 Benefits of Augmenting Your Services With Strategic Alliances If your business is looking to expand into a new market or improve its product line, then consider the benefits of strategic alliance management services. Not only will forming a strategic alliance help you cut costs, but this collaborative partnership can also lead to a long-term value-creating relationship.

What is a strategic alliance?

A strategic alliance is an agreement between two companies to work together on a mutually beneficial project or achieve particular objectives. The idea of this partnership is to share resources, develop more effective processes, and build knowledge that produces more profit in the long term.

Several real-world examples of profitable strategic alliances include Starbucks and Barnes & Noble, Spotify and Uber, Apple Pay and Mastercard, and Nike and Apple. Each example was able to combine resources to enhance their offerings and add value for their customers while lowering costs.

Ways your business can benefit from a strategic alliance

Diving into a partnership with another firm is not a decision to take lightly. But, when done right, with careful planning and evaluation of risks, the collaborative effort of your strategic partnership will ultimately result in greater success than can be achieved alone. 

Now, let’s take a look at the five major benefits of strategic alliances to confirm that it’s the right move for your business.                       

1.     Ease of access to new markets

Successfully penetrating a new foreign market can often be a challenging endeavor. Even large enterprises, with vast resources and incredible marketing firepower, have failed with their cross border efforts.

Prominent examples of this include eBay’s expansion attempt in China, Walmart’s foray into Germany, and Target’s prompt entry into and exit from the Canadian market.

As expanding to new business territories can be a pathway to sustainable success, companies can buffer their risk and learning curve by forming a strategic alliance with a local partner.

Working with an “on-the-ground” or established business in your target market will allow you to tap into their local market expertise, especially if you have limited experience expanding overseas.

2.     Addition of competitive skills to your business

A knowledge share with an alliance partner can help you better address issues like operational complexity or cost-efficiency.

Sharing intellectual capital between you and your alliance partner, whether that’s marketing skills or technical expertise and even management styles, can help your business address inefficiencies in a way that was not previously possible.

3.     Strengthening of innovation capabilities

Expertise transfer and integrating resources with an alliance partner can also lead to innovative breakthroughs that improve the quality of your product offerings and add value to your bottom line.

The Uber and Spotify partnership is a prime example of this. By adding Spotify integration to the Uber ride, passengers were able to control the music in the vehicle’s sound system directly. This gave passengers a more pleasurable and personalized riding experience.

This type of strategic alliance allowed both partners to increase their brand awareness, garner new audiences, and capitalize on return customers.

A company with complementary capabilities will enable your business to integrate technological diversity and knowledge sharing to its research and development processes, positively influencing the innovation performance of your organization.

4.     New opportunities for growth

The most enduring and prosperous companies understand that they can only reach a certain ceiling until they need to reinvent themselves to continue delivering organic growth. Without strategic transformation change, a company’s success can become stagnant and eventually result in dire consequences.

Access to new technological instruments, markets, and business models through a strategic alliance allows your organization to pivot itself and unlock new avenues of growth. As a growth strategy, alliance partnerships provide growth opportunities at a fraction of the cost of individual efforts.

5.     A competitive advantage gained

Joining resources with another company increases the operational capabilities you need to compete. Through your strategic alliance, you gain access to lower-cost suppliers, new distribution networks, and a highly skilled labor pool.

Consolidating your resources and expertise with a strategic partner helps create economies of scale. This becomes advantageous as it solidifies your presence in the marketplace, limiting its vulnerabilities to hostile takeover bids and other external threats.

Even smaller businesses can use economies of scale to compete against industry goliaths.

In the example of Uber and Spotify, both companies were disruptive startups in their firmly established industries. By working together, they were able to achieve tremendous success. Today, the profitable partnership has accelerated the digital transformation of their respective industries.

How to find the right strategic alliance

While there are significant advantages to a strategic alliance, selecting the wrong company can be detrimental to the success of your business. To establish a successful and value-driven partnership, create a strategic criteria.

The criteria should articulate the vision and objectives of the project.

This will confirm whether both parties are strategically aligned, culturally and operationally. Alliance governance will also need to be discussed to ensure both organizations commit the right resources and capabilities to the partnership.

Lastly, perform your due diligence. This can be done by working with a strategic alliance consultancy firm that can help you better structure your partnership to maximize the value of your arrangement.

A strategic consultant can provide management services, reviewing your strategic plan, assessing potential risks, creating metrics that evaluate the alliance performance, and developing recommendations for better results.

AUTHOR BIO

Stany Pereira is the Managing Partner at PKF UAE. He is a Fellow Chartered Accountant who has been with PKF since 1987 and has been responsible for the development and management of the firm's practice. He has an overall experience of over three decades in audit and assurance services. Stany also oversees the tax and structuring practice of the firm.

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Uncategorized https://www.googlyfish.com/blog/the-5-benefits-of-augmenting-your-services-with-strategic-alliances/ https://www.googlyfish.com/blog/the-5-benefits-of-augmenting-your-services-with-strategic-alliances/ Editor Mon, 15 Jun 2020 00:31:41 -0400
What is Extra Mailbox Concierge Postal Bag drawer For Home Box Transfer Material Fall For home network distribution Metal fall for postal shipment closet. Package mailbox safely homes storage box, product drop container for house mailbox, package locker home fastening mailbox, package locker home elephant trunk on my front veranda plus excellent storage; parcel locker mobile protected postal distribution box tony, package lockable home automated devices for concierge apartment buildings, product locker residential concierge.

Procedures and Advantages:

  1. Package Concierge ® is a program focused around both the Society and the User.
  2. Apps and schemes are constructed all over residential property operating procedures.
  3. Just financial structure and is not a transaction-based operation.
  4. Our citizen-based system delivers a customized experience like:
  5. Several pick-up packages utilizing (1) barcode / PIN for User ID-all doors unlock!
  6. Requires Citizen to execute all operations using (1) the User ID database / PIN.

And iii. Removes the need for each package to submit a statistical analysis.

  1. People & Management Company could activate Returns/shipments for usage.
  2. The citizens could also use our platform to transmit products to anyone else.
  3. The Premier software RFID option enables the use of group keypads.
  4. Concierge ® Package Company signed a personalized installation for customers.
  5. Precise residential information is supported by a customized program developed with the user.
  6. Locker exits and mailboxes are a known function seeing as Florence did make either of those.
  7. The goods are built to be legal, open, and durable.
  8. Box Concierge ® closets have undergone an extensive inspection and are now identified on ETL.
  9. Our goods follow all Equal Housing Legislation criteria.

The subsequent parts illustrate vital parts:

  • App-designed to serve the requirements of multi-unit residential social groups
  • Device-We sell the largest selection of product handling tools.
  • Additional features-options for operating systems to integrate different business requirements.
  • Delivery / assistance-U.S. customer care and technical brand facilitate 24/7

Portal owner & Smartphone app:

  • Place primary alerts (text, telephone, and a notice of request or push)
  • Define usability criteria – range restricts up to 48 inches.
  • Quick link to packet retrieval barcode.

Source Shipment & Refunds function:

  • Available-every estate will determine if they want to sell it.
  • Returns are plainly 'opposite shipments' for carrier pick-up customers.
  • Function reflects the price of these amenities and facilities because it contributes usability.
  • Carriers no doubt plan on making additional visits to collect outbound or returned deliveries.

Enlist the Mail forwarding facilities of DakotaPost now!

Continue to receive digital versions of your paper mail at your preferred mailbox. We are going to offer this, which fits your desires for both long-term and short-term plans at dakotapost.net/mailbox-concierge/.

Flexible carriage:

If you are walking in the R.V. National Parks, or take a sunbathing all along French Riviera, you could even relax knowing that DakotaPost will protect your message. Flexible plans indicate that it is delivered to you where you would like it on supply once a couple of weeks, twice a month, weekly. DakotaPost ships your package to you using USPS, FedEx, and DHL. You can alter your postal code anytime you leave port someplace fresh owing to our simple-to-use contact page.

Accessible Paperless choice:

DakotaPost has a Digital Mailbox program that you'll enjoy. We will give you an electronic test of every packets and box from outside.

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Uncategorized https://www.googlyfish.com/blog/what-is-extra-mailbox-concierge/ https://www.googlyfish.com/blog/what-is-extra-mailbox-concierge/ Editor Sun, 24 May 2020 22:38:13 -0400
Tips for Gift Baskets for Babies Toddler gift baskets are a variety of precious things for babies and families regarding. They are designed correctly, and so can be customized. Newborn child preserves are among the most widely known baby shower presents. That's a hold time-run for a great purpose. It would be best if you were confident that at only one aspect in it would be beneficial to the kid. And that's a great party present because you can keep it as tiny as you'd like it to be.

There are several hampers for kids around here and many unique designs. Choosing what and how to bring in yourself could be complicated. I've listed several of the best choices that I've given to my awaiting buddies here. I hope just this reference helps you through! Do you not have space or creative thought to hamper yourselves? Move right through our favorite home-made infant goodie bags; for any package, there are many.

Build Your Style:

The things you place your body and spirit in are among the greatest gifts. Then why not even make yourself baby gift baskets? Of course. Particularly when you're in arts. You could purchase, customize the products individually, and application packet baby hamper.

The gift basket:

A pretty package is an item that holds along the presents and creates them artistically.  You have to get a decent concept about how many materials you would like to place in the bag required to quantify the package dimension you need. The size range is some types: tiny moderate and significant. What kind you pick, ensure the bucket size is below 20 cm because it will overshadow the aesthetics, and you usually can't see the presents underneath. I should hold to the conventional basket board material, willow, or silk.

Accessories:

Generally speaking, I want to make my package quite lovely, and I will not have to attach quite enough design, so I concentrate on the present to bring it in. However, if you get very artistic, you could apply a ton of beautiful original features to your package to render it much more special.

Customized Lining:

You could even insert a different coating or also sprinkle the children's names on it. You may select the colors and textures. The drawback is that getting it into the container needs a helluva lot of effort and personalization.

Ribbon:

If you're picking a wicker or willow bundle little more ribbon is the gesture that brings all the beauty. You wouldn't need any of those glossy satin ribbons, because it's already such a rustic piece, but perhaps a rugged material like linen

Ripped up paper:

Filling the blank void inside your box is a useful suggestion to make it appear more substantial. A great solution if the presents you purchased are somewhat too large for your package. I prefer to be much more minimalistic towards hamper architecture as I've seen very beautiful hampering packed with shredded paper to bring specific texture and color to the hamper (mainly when the package is white).

What's to Bring in That?

You could even place anything valuable that you dim into your package. Only one requirement is to seek to align the shades, and it seems like a harmony. I would urge you to hold it every day, not combine many as two or three (such as white) shades.

How several things do you want to bring in your bins? It is all up to you and your expenditure, so I recommend that you have at least 3-4 items in it. The usual things I combine in my buckets are collected here. I've managed to give you kids, females, and even unisex choices.

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Uncategorized https://www.googlyfish.com/blog/tips-for-gift-baskets-for-babies/ https://www.googlyfish.com/blog/tips-for-gift-baskets-for-babies/ Editor Sun, 24 May 2020 22:36:06 -0400
Tips for Finding Commercial Storage It's incredibly satisfying to be a company owner: creating your entire timetable, deciding wherever your workplace is, and running things. But inconvenience? Organizing a room and maintaining it clutter-free. If your department is beginning to look slightly like a corporate office and more of a complicated snag-all, considering using a self-storage module could be a moment.

Here are some commercial storage ideas which will maintain your workplace room tidy and interactive. The easiest way to keep your things in tip-top condition when optimizing your storage room is to store products growing you do not even use for your company or commercial properties—using our guidance to suggest how well to keep stuff which is not in demand this year!

More info can be found at https://www.storageplus.com.au/what-to-store/commercial-storage-and-warehousing/.

Assess the stock:

Go for your possessions and find out what you'd like to place in space, which this season is no longer convenient. Users will try to provide the most precise understanding of how much room users will have to use further down the line to gain price figures.

Your expenditure figure:

Find out what you're ready or prepared to afford on just this cost until you start searching at potential processing facilities. This phase should encourage the option of a processing facility with your next searching step.

Get an area that is heat resistant:

Even though the components you have to hold are not acutely susceptible, choosing a heat-controlled atmosphere is essential to support that your goods are brought back only because they were since you last had seen them.

Find the correct unit space:

Conduct the work on storage warehouses reasonably near the workplace or commercial complex to make things as convenient as possible. Once you've found some few identities of firms that might suit well, consider out a little more about every other company and ensure they're a perfect fit. Check into what kinds of service the service is equipped to carry and ensure they are prepared to treat the products with respect and expertise.

Understand how to load the storage goods:

Understanding how and when to prepare the pieces correctly for storage is crucial to ensuring they remain in good shape. The files, appliances, and stock/goods are among the most widely known kinds of materials we have in company stores. Any suggestions for handling certain things correctly:

  • Papers: Using sealed packaging to ensure that no liquid reaches, and stack their jars on wooden boards to hold them off the surface;
  • Cabinetry: protect appliances with drop garments and increase them off the floor using bags.
  • Stock/materials: maintain and evaluate tests of the storage areas. You must also assess if you need a climate-controlled atmosphere for your stock.

Conclusion:

Protecting storage at the factory would not be an afterthought. Delivery and distribution are also crucial to a profitable business. If you really can predict your company's future requirements, carefully manage, and start giving yourself a sufficient way to achieve stability conditions, the route becomes much easier to understand. It is your company you earn it.

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Uncategorized https://www.googlyfish.com/blog/tips-for-finding-commercial-storage/ https://www.googlyfish.com/blog/tips-for-finding-commercial-storage/ Editor Sun, 24 May 2020 22:35:41 -0400
Does Golf Still Help In The Business World?

Golf is still very important in the business world, but you need to know how to leverage golf to make your business as successful as possible. It is not enough to play golf. You must know how the golf club provides you with services, how the golf club can help win over clients, and what the golf club does to soothe your nerves. Use the tips below to introduce golf into your business plan.

The Country Club Is Filled With Amenities

When you join a place like St Cloud Golf and Country Club, you have access to every amenity you need. You can play on the course, ride in a golf cart provided by the club, and hire caddies who are employed by the club. There is a locker room, spa, and possibly tennis courts. You can eat in the restaurant, or you might have a drink at the bar. Some golf clubs even have a dry cleaning service.

Bring Your Clients For A Friendly Game Of Golf

If you are on the course with your clients, you can get to know them, have productive conversations, and have fun. When your clients have fun with you, they are more likely to work with you in the future. The round of golf you played together might be one of the most memorable things your client has ever done, and you can talk about that round of golf for years to come.

The Locker Room And Spa Helps Everyone Relax

When you come to the golf club after a long day of work, you can sit in the spa or steam room. You can take a shower after playing golf, or you could change into comfortable clothes because you are meeting friends in the restaurant later on that day. The golf club will give your clients a locker that they can use when they play with you.

The Club’s Restaurant Offers Great Food

Most golf clubs have amazing food because they often employ amazing chefs. You can bring your clients to the club for a nice lunch, or you might have lunch catered from the golf club. You should come to the club when you need a good dinner before you go home, or you could have lunch catered in one of the meeting rooms at the club.

The Club Has Meeting And Conference Rooms

The golf club has meeting and conference rooms that you can use when your clients come to town. Your clients are hoping to get a lot of work done during their visit, and they will enjoy sitting at the country club. These clubs offer amazing views and lovely service. Sitting in your office can be boring, and you may not want to spend all day in a cramped space.

You can walk through the grounds of the club if you want to chat with your clients, and they will enjoy seeing all the sights around the club. This is a good way to create good memories for your clients. Plus, you can use the scenery around the area to explain why working with companies in your area is a good idea.

Conclusion

The golf club you join will help you with your business deals. You can bring your clients to the golf club at any time, and you can use the bar or restaurant to host a nice meal. Meeting and conference rooms in the club make it easier for you to host business conferences, and you can get to know your clients while you play a round of golf. Golf has always helped businesses get work done, and the golf club provides a nice backdrop for your productivity.

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Uncategorized https://www.googlyfish.com/blog/does-golf-still-help-in-the-business-world/ https://www.googlyfish.com/blog/does-golf-still-help-in-the-business-world/ Editor Tue, 24 Mar 2020 10:15:18 -0400
What to Expect When an Estate Goes Through Probate

When a person creates a will, that person wants his or her estate to be handled in a particular way after death. A person’s will would normally include details about the distribution of his or her property and assets to loved ones, including children, siblings, parents, and other relatives. While there are times when estates are distributed according to plan, sometimes they are forced to go through probate. Probate creates a lengthier process surrounding the separation and distribution of money and other assets left behind by the deceased individual. If the estate goes through probate, the court would need to review the account to determine how to properly handle things.

Why Does it Happen?

There are a few different reasons why an estate might go through probate. If a deceased individual had a will but their power of attorney passed away before they had time to make changes to their will, the estate would likely need to go through the probate process. The original power of attorney is not there to handle the will, so the court would need to take over for the deceased individual to make sure that things are fair. Sometimes an estate goes through probate because a deceased individual failed to prepare a will in advance. Family members may argue over who gets what after their loved one passes away. It is not always easy to resolve the conflict when nothing has been set in stone. If family members are unable to agree on the situation, the estate would need to go through probate.

What to Expect From the Process

If an estate goes through probate, it can take up to two years to get everything figured out and situated. Loved ones of the deceased may wait a long time to receive anything from the estate. The exact amount of time it will take will depend on various factors, including the assets owned by the deceased individual, the heirs that are requesting to receive something from the deceased person’s estate, debts that were owed by the deceased, and other types of family-related issues that may occur.

The process can take more time than the loved ones of the deceased would like to deal with, but there is no guaranteed way to speed up the process once an estate goes through probate because it is in the power of the court at that point. It is for that very reason that most people try to keep their estate from going through probate by having a will created with help from a family law attorney who can explain everything.

Want to Avoid Probate? Find Out How Giro Law can Assist You

If you would like to make sure that your estate does not go through probate because you want things sorted and situated for your loved ones in the event of your untimely death, speak to the attorneys at Giro Law today. We provide family law services in Hackensack, New Jersey, and the surrounding areas. If you want to learn more about estate planning and other options that you have, call us at 201-690-1642.

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Uncategorized https://www.googlyfish.com/blog/what-to-expect-when-an-estate-goes-through-probate/ https://www.googlyfish.com/blog/what-to-expect-when-an-estate-goes-through-probate/ Editor Tue, 18 Feb 2020 09:23:39 -0500
5 Tips For Choosing The Right Massage Insurance For You

Thoughts of a pleasant, rejuvenating massage don't normally conjure images of injuries and lawsuits. However these misfortunes can catch the most professional massage therapists off guard. You will most likely have a long, blissful career free of claims and losses but the right massage insurance protects you if problems arise.

Why Massage Insurance Matters

Massage is a professional touch therapy applied to human bodies across different modalities. In some cultures, it is treated as a medicinal practice. Your clients will come in all ages, sizes and states of health.

Massage insurance covers you if clients allege injuries, pain and even irritation from oils or lotions. Liability insurance accounts for basic claims. More complex plans protect you, your space and your staff if you operate a business.

1. Consider your level now and in the future.

As a massage student in training, you would require different insurance than a certified massage therapist would. Many massage students who must acquire training hours do not realize they should have insurance, so they miss a savings opportunity. Student plans begin as low as $25 and last for up until a year after you receive your license to practice as a professional.

While you work up from freelancing part-time to full-time professional, you want to upgrade accordingly to stay on the safe side.

2. Add elite protections.

Comprehensive providers such as Massage Magazine Insurance Plus will offer elite items like Occurrence Form coverage, which protects you for claims from the day they occurred even if your plan expired before you learned of a problem.

Such providers commonly partner with brand name companies. If you make the leap from part-time freelancer to classify as a Business Owner, you could add a Business Owner policy. This option would streamline multiple interests you acquire as an owner including property, fire and employee liability coverage.

3. Do your research.

A new massage therapist may want more career support than a veteran. Some insurance providers have more formidable communities and professional advice systems than others. These may be values you do not know you need until you research all companies have to offer.

4. Compare plans and reviews.

You could receive an affordable quote the first time out and want to take it. Pause and get second opinions. Consult your fellow students and teachers or colleagues you've met in professional work.

The internet is a valuable repository of opinions from current massage insurance customers. Reviews should hint at insurers' response times on questions and bills. These can alert you to red flags, such as delays and poor service in handling claims.

5. Cover all you do.

Massage therapists are not one size fits all, and massage insurance shouldn't be either. Body massage modalities like Shiatsu and Swedish serve different functions than Pregnancy and Facial massage. Dancers, athletes and other professionals could need you for their jobs.

Most spa liability insurance covers all therapists who work there, but leave nothing to chance. Definitely cover yourself if you strike out on your own and ask for written proof you are covered if you work for someone else.

As you grow and add skills, always consult your insurance provider in case you have to augment your policy's limits. Expect to pay $100-$500 as a freelancer, or more if you acquire your own space and employ staff.

While in the business of relaxation for others, you owe it to your clients to feel relaxed that you both are protected. Wherever you are in your journey to help others with massage, work with the knowledge you have insurance.

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Uncategorized https://www.googlyfish.com/blog/5-tips-for-choosing-the-right-massage-insurance-for-you/ https://www.googlyfish.com/blog/5-tips-for-choosing-the-right-massage-insurance-for-you/ Editor Thu, 30 Jan 2020 07:53:10 -0500
6 Tips for Starting a Small Business After Retirement Not everyone dreams of lounging on a beach sipping cocktails after they retire. Many of us, in fact, have a drive to work and to succeed long after ending our first careers. Starting a small business can be a perfect way to balance out your desire for autonomy over your time with your desire to perform significant work. Here are six ways to improve your chances of success.

1.    Know Your Purpose

Why do you want to start a small business? It’s key that you hone in on your core purpose(s) before taking this step in retirement.

Do you worry about running out of money in retirement? Perhaps your primary goal as an entrepreneur is to increase your retirement income, helping you avoid spending down your nest egg too quickly.

Maybe you have plenty of income streams in retirement, but you know you thrive on facing challenges. A small business would provide opportunities for personal growth and enable you to keep your intellect sharp.

Whatever your ultimate goal is, be sure to build your business around reaching that goal. For example, if you’re motivated more by personal growth than by financial considerations, you have a bit more flexibility and can choose something you enjoy, even if it’s not terribly profitable.

2.    Follow Your Strengths

In any small-business endeavor, you’ve got to play to your strengths. What skills do you possess that you can take into this new business?

Founding a business is no small task, so if you choose a field that you have no ability in, your chance of success will be almost nonexistent. On the other hand, focusing on an area you already know well will increase your odds of successful business.

That’s not to say that you can’t explore a new interest, but you should at least make sure you have some of the main abilities needed to run this business.

3.    Build the Business Before Retirement

If you haven’t retired yet, a good strategy is to begin building up your business during the final months or years of your career. It might be difficult to find the time, but gaining clientele, practicing your new skills, or beginning to market your business will help you when you take the business full-time.

It might be more difficult to get momentum for your new business if you wait too long. Why wait when you can start a little side hustle, then possibly grow that business once you’re done with your full-time job?

4.    Pay Attention to Social Security Benefits

Any post-retirement income from a small business will likely impact your Social Security benefits. If your total income in any one year, including self-employment income, is above the maximum that Social Security allows, your benefits may be reduced. This depends on whether you’re at full retirement age or not.

So if you’ve already begun collecting Social Security, be aware of how your fledgling business may impact those benefit checks. You don’t want to drastically cut your Social Security benefits by earning too much.

5.    Choose A Business with a Low Upfront Investment

In your retirement years, you don’t want to pour a large portion of your funds into a brand-new business. It’s risky to put too much of the money you’ve diligently saved for decades into a business that may or may not turn a profit.

Therefore, choosing a field that doesn’t require a ton of money up-front will be to your advantage. Many businesses today can even be founded for little more than the cost of a new laptop and web hosting fees.

6.    Build an Online Presence

It’s next to impossible to run a thriving business without a web presence. Whether that entails a blog of company-relevant content or social media marketing, your online presence can help make or break your work.

Make an effort to get the word out about what you and your company offer, through the power of the Internet. A great deal of your marketing can be relegated to the online world, so it’s essential to build your online presence as a businessperson.

Final Thoughts

It’s becoming less common to simply work one job for a full career and then check out for the rest of your life. Now, more and more people choose to work long after they technically retire. Consider important factors like these six tips when planning your post-retirement business venture.

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Uncategorized https://www.googlyfish.com/blog/6-tips-for-starting-a-small-business-after-retirement/ https://www.googlyfish.com/blog/6-tips-for-starting-a-small-business-after-retirement/ Editor Tue, 17 Dec 2019 22:01:22 -0500
Why Jacksonville is Becoming a Business Wonderland

People usually associate Florida with beaches and abundant sunshine. It is, after all, known as "the sunshine state." However, Florida has more going for it than great vacation spots. Towns such as Jacksonville, Florida know how to get into some serious business. The city of Jacksonville was shown in recent studies to be one of the best places in the country to start up a business, even surpassing major cities such as Miami and Atlanta.

The city has many accolades to boast of for its business growth and job opportunities. Recently, Jacksonville was ranked no. 1 in the United States by Wallethub.com as a place to start a business. Forbes ranked Jacksonville in the top five cities in the nation to find work in the United States. This ranking was based on many different factors. These include the education level of the workforce, affordability of real estate and low corporate tax rates.

The number of skilled workers who move to Jacksonville to find affordable housing has a positive impact on the business environment. Some of the strongest job markets in the city are logistics and industrial jobs.

Entrepreneurs have some unique sources of support in Jacksonville. One of them is a festival that is held every year called One Spark, which provides opportunities for creative people and for those who are planning startup ventures.

Another helpful resource for entrepreneurs in Jacksonville is the city's Small Business Center. It provides aid to new businesses that help them start up and grow their enterprises. The center provides individual counseling and a series of workshops entitled "Achieve Your Business Dream." The workshops are presented by veteran entrepreneurs who help beginners put together a business plan.

The center also offers education to businesses that have been in operation for a while. It's a six-month program entitled "Get Smart" that evaluates a business and provides a plan to improve its growth. Jacksonville also offers incentives for entrepreneurs who want to establish a business in the downtown area.

For entrepreneurs who want to relocate to Jacksonville, contact Suddath Moving Company in Jacksonville to help you with the move. Also, the Chamber of Commerce provides a relocation guide that gives them a lot of valuable information about neighborhoods, taxes, schools, health care and many other related topics.

Jacksonville is the location of three Fortune 500 and four Fortune 500 companies' headquarters. Leading businesses are attracted to the city because of the young, educated population which consists of a median age that is lower than most other areas in the state. Universities in the area help to provide a generous number of people in this category.

Businesses can take advantage of an information resource center at the University of North Florida. It's the Florida Small Business Development Center, and it provides consulting at no cost and training at a low price. The center offers a great deal of information to help entrepreneurs grow their business ventures.

Population growth is another factor that is fueling the thriving business atmosphere in Jacksonville. The south and west regions of the United States are experiencing high increases in population, and Jacksonville was ranked second in the south for its level of population growth. In 2018, the city hit an all-time high for construction of new homes. Jacksonville Airport saw a record number of passengers flying into the region in the current decade.

The booming population and abundance of young people with higher education make Jacksonville attractive for business startups and industry leaders. The free resources and incentives also help entrepreneurs in the area turn their dreams into reality. People who like warm weather and are looking for a place to start a business should seriously consider Jacksonville as an ideal option.

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Uncategorized https://www.googlyfish.com/blog/why-jacksonville-is-becoming-a-business-wonderland/ https://www.googlyfish.com/blog/why-jacksonville-is-becoming-a-business-wonderland/ Editor Tue, 26 Nov 2019 03:20:30 -0500
Vacuums: Tips on How Often to Change a HEPA Filter Most, if not all the cleaning professionals can attest that HEPA filters are among the most efficient cleaners out there.

HEPA filters can capture the smallest particles, down to 0.3 microns in size, 99% of the time.

With a HEPA cleaner, you can be assured of indoor air quality. These filters can trap dust, pollen, mold, smoke, bacteria and other microscopic particles.

Over time, however, you'll need to change the HEPA filters. See, with time, the debris collected become the better part of the HEPA, and this can hinder the overall performance.

Changing a HEPA filter is beneficial in a plethora of ways.

For starters, it will allow your air-con to clean your home to the highest filtration.

Secondly, an efficient HEPA cleaner is crucial to the health of your family.

Finally, changing a filter will extend the longevity of your air conditioner.

But how often do you need to change your HEPA filters and when is the right to do so?

Well, there’re no “cut and dry” rules on the regularity of when to change your HEPA filters.

The frequency of the HEPA filter changes will depend on a myriad of factors, including how often you use your machine, the indoor environment, the condition of the air con and even the location.

According to the professionals, the general rule of thumb is to replace the HEPA filters at least once every six months. This is particularly true if your filter contains carbon.

Nonetheless, some of the filters will go up to two years without requiring change.

If you're still unsure on when or whether it's the right time to change your HEPA filter, remember that you will not lose anything by playing safe and changing your HEPA filter regularly.

Nonetheless, here are some a few pointers to guide you on how often you should change your HEPA filters.

Residential Setting

If you’re using a vacuum with a HEPA filter is strictly a residential setting, the filter should last anywhere from 2-3 years before needing a replacement.

While the period will depend on how much you use it, regular cleaning usage should last anywhere from 24 to 36 months.

Commercial Use

If you are using your vacuum in a commercial setting such as an office, the filter should be changed more frequently.

If it's used daily, it should be checked at least every six months.

If the filter looks heavily soiled, it should be changed even more regularly; otherwise, the filter should be changed at least once a year.

In a commercial setting, we recommend that you perform a DOP Testing | Dispersed Oil Particulate Test to ascertain the integrity/efficiency of HEP of your filter. This will ensure that all your workers are protected and only inhale quality indoor air.

If you Smell Must

While it’s good to know how long a vacuum can last, a musty smell is an indicator that your HEPA filters need change.

In any case, the musty smell indicates that the integrity of your HEPA filter has been compromised and it’s no longer working efficiently.

Carbon Filters

Some of the advanced HEPA filtration systems usually come with an additional layer of filtration in the form of carbon pre-filter.

Carbon pre-filters are excellent at removing the odors from the air.

Similar to the regular HEPA filters, the carbon filters should be removed at least annually for commercial uses, and one in 2 or 3 years for residential use.

Others

If your filter has a pre-filter that is designed to capture the large particulate matter, you should check the filter after every three to four months.

Also, if the filter or the housing that holds the filter ever gets damaged, you should change the filter as well.

During replacement, we recommend that you call a professional to make the change.

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Uncategorized https://www.googlyfish.com/blog/vacuums-tips-on-how-often-to-change-a-hepa-filter/ https://www.googlyfish.com/blog/vacuums-tips-on-how-often-to-change-a-hepa-filter/ Editor Fri, 13 Sep 2019 09:20:13 -0400
Northern Territory Tips for Solar Darwin When it comes to the idea of going off-grid with your power with renewable energy, or even if you want to jump into the “share” to lower your electricity bills, you can greatly do so with solar powers, especially when you’re living in Darwin. What started out as an estranged market just years ago is starting to be more and more popular, and it helps the environment too! In this guide, we’re going to give you some tips if you live in the Northern Territory when it comes to buying solar power.

Don’t Get More than You Need

While you may be stoked enough that you’d love to be able to power an entire apartment building or neighborhood, you really don’t want to go overboard with it. Many people look at advertising as the major factor of why they bought a solar panel system. The truth is, you need to worry about what’s important and what you need. Otherwise you’re just wasting money in the long run, as well as stored and unspent energy.

Be Sure to Ask Around

When you look in your area, you want to know everything about other people in your area who’ve had solar panel systems installed. They’ll gladly tell you in most cases of what problems they may have had to face. At the same time, they’ll also be sure to give you some good ideas about what types of products and installers as well that you won’t even want to mess with.

Look at the Warranty

Having a warranty is important. Every manufacturer has some sort of reputation and manufacturer’s warranty. If they don’t, then you’ll waste your money and get what you paid for. Solar panels often last for at least 20-25 years, so you want to ensure that your warranty covers all, most, or even more than that.

Don’t Think it Has to Be Cheap

The initial investment isn’t the main purposes of having a solar panel system installed into your home. The most important thing you need to be concerned about is that if you want to buy better quality and longer lasting solar panels and systems, you can’t just think of the cheapest thing, or you’ll get what you pay for, which can even damage your home. Make sure your company actually has a medium margin price, but has more customers rather than just someone who offers the lower price. This means they often will pass up quality for quantity.

Conclusion

Darwin Territory Solar Solutions is one of the leading industrial companies to date, because they offer so many varieties for exceptional prices, with the highest quality that you can achieve possible. Their mission is more to save you money in the long run, which as mentioned above is one of the most important things to consider. Every one of their contractors are certified in order to do the installations correctly using only some of the best gear. Not only that, but because the business is completely family owned, you can ensure that you’ll be treated like a family member and not just another customer for their work.

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Uncategorized https://www.googlyfish.com/blog/northern-territory-tips-for-solar-darwin/ https://www.googlyfish.com/blog/northern-territory-tips-for-solar-darwin/ Editor Fri, 23 Aug 2019 06:17:51 -0400
8 Ways to Hire the Best People As any business grows, hiring becomes one of the main issues for an organization. As the functions go from a single founder running everything to where authority and responsibilities have to get delegated to human beings, it becomes a matter of urgency and importance to find the right people. 

In fact, hiring the wrong people can be very costly. The latest research has shown it costs on average 20% of the employee's annual pay to replace them. 

That means if you're paying someone $50,000 a year, it'll cost $10,000 if they leave. The costs factored in are recruiting, hiring, training, development and lost experience. 

Here are some ways that you can hire the best people from the beginning. This will minimize turn over costs and bring people on board who will become a valuable, contributing member on the team. 

  1. Screen Faster

The most difficult task when you post a job opening is sorting through all of the applications and resumes. There's no possible way you can interview them all. In many cases, it's impossible to even interview all of the candidates that look good on paper. 

There are a lot of pre-assessment tools out there like Berke assessment that can automate this tedious part of the hiring process. If you have a platform that can spit out all of the top candidates for you, it'll save you a lot of time and energy having to do it manually. In addition, doing this part of the process manually will inevitably cause you to miss some great potential candidates. 

  1. Get To Really Know The Candidates

A resume and application will only tell you what the candidates know about themselves. Further, it will only tell you what the candidates want you to know about themselves. 

Having an assessment tool that will help you get to know your candidates before they even interview you is critical. These tools will help you understand their personality, how they'll fit with the rest of the team and your culture, and their potential for growth and advancement. 

  1. Standardize The Interview

You may have multiple hiring managers all doing their own interviews. Without a standardized interview process or guideline, each manager is free to ask what they wish. 

Interviewing well is a skill set and there is the research behind what questions should be asked and how they should be administered. Most hiring managers neglect all the scientific research that has gone into conducting great interviews. Standardizing allows every interviewer to leverage this research without having to do the work themselves. 

  1. Customize Hiring Profiles

In addition to the conventional job description, why not also list out other criteria you're looking for in the new hire? You can customize a hiring profile that includes what personality types you're looking for in a particular role. 

You can even customize the cognitive ability a hire should have for specific positions. Not all roles require the same profiles and customizing each one will make sure you get a good fit for each function. 

  1. Job to Hire Fit

Utilize tools that will enable you to consistently assess whether the candidate will be a good fit for a particular role. By doing an assessment on the candidate and having a customized hiring profile, you will have the data to see if they will be a good fit before they even step into the interview. 

For example, you don't want a shy, super detail-oriented person doing sales for you. They may not be a great fit for sales, but they may be great for the back-office operations in your warehouse. 

By making sure your new hire is a good fit for the role, you will set them and you up for success. 

  1. Cultural Fit

In addition to the job to hire fit, you also want to make sure they hire will fit in culturally. I'm not talking about diversity. We should all strive for diversity and inclusion in the workplace. 

I'm talking about things like work culture and basic values. Do you run a fast-paced, intense, workaholic culture? Then you don't want someone who's laid back and wants to work 37.5 hours a week and no more. 

Do you have a laid-back culture where you value relational connection and a healthy work-life balance? You may not want to hire a candidate from a Wall Street investment bank looking for his next mountain to conquer. 

Even if that ex-investment banker produces a ton of results for you in the short term, it'll affect the culture in your company in the long term. And although he may start with a sprint, both he and you will get frustrated by the cultural mismatch. 

  1. Employee Referrals

Have you done a great job of hiring the best people so far? If you have, you can multiply that effect by getting referrals from your current employees. 

Surveys consistently show that referrals from current employees make the best new hires. You still have to go through the assessments and find out if they're a good fit. But it'll be a lot more likely they'll be a good match for you if one of their close friends works for you already. 

  1. Take Care Of Your Current Employees

Taking care of the great employees you currently have is one of the best ways to get more of them. With the advent of the internet, it's fairly easy to see reviews on what it's like to work at various companies. 

By providing a great work environment for your team, you will attract more A-level players to your organization.

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Uncategorized https://www.googlyfish.com/blog/8-ways-to-hire-the-best-people/ https://www.googlyfish.com/blog/8-ways-to-hire-the-best-people/ Editor Mon, 05 Aug 2019 05:55:33 -0400
Crucial things to consider when choosing the office space

If you’re looking around the market to find an office space, you have to know that the space you choose will be very crucial to the success of your business. Choosing a wrong office space could threaten your business, by stifling out growth or/and through the loss of your employees. So, it is essential to choose the best office space that suits your employees and allows your clients to assess the professional view of our business.

However, finding new office space can be challenging and time-consuming, even for the most successful companies. Several things can impact the office space you choose that is why we compiled a list of the crucial things to consider when looking for an office space.

1.     Space requirements

Space is one of the most important factors to consider when you are in the market for office. Firstly, assess your business performance because one of the worst things that could happen is to move into office space while still growing, then six months later, you need to find a bigger office. In reverse, you don’t want to move into a huge office, if you are not likely to fill the space any time soon.

To find the perfect office space, you’ll need to consider your business as a whole with a mindset that your workers will need to have space to move around but if your business is not likely to see growth in the next few years, there is no point in moving into an office that is too big. If you are not certain about the future, maybe you should look into a shared space that allows you to adjust with growth, or an office with the flexible lease so that you don’t get tied down.

2.     Location

Your company location is one of the main factors that will affect your business success, which is why you should be cautious when choosing an office space. There are a few things that make a particular location desirable. Firstly, you have to make sure that your existing and potential clients can get to your office easily, and your employees as well.

You certainly don’t want to lose your clients and employees just because you chose a location that is difficult to reach using public transportation. Plus, ensure the location has a good parking space for all who need them, and you should also make sure the location is safe. After all, your employees and clients must feel safe.

3.     Price

This is perhaps the most crucial factor to consider when choosing a new office. You may find yourself packing out of the office after a couple of months if you spend too little. On the other hand, it might be difficult to continue paying for rent if you spend too much. When you are considering to spend too much on your office space, ask yourself if you can afford to pay three to five month rent deposit right now or what are the hidden charges, and if the cost of renting the office is in line with similar offices in the area.

With that, you know if it is within your budget and understanding the hidden charges help protect yourself against unexpected charges. In addition, having an idea of the cost of similar offices in the area can be a guide to getting the best deal.

4.     Style

Deciding on an office space that suits your style of business is important for your brand. The design of your office is very important, especially if prominent clients usually visit your office. So, if you want to come across as an expert in your business, your office should reflect that. For instance, you can go for a more classic design and choose furniture that is absolutely chic and super comfy at the same time. And you can find these types of furniture at Fast Office Furniture Brisbane.

Additionally, it is essential that you choose the right color. Try to do research on different colors and discover the tones that mostly promote productivity.

5.     Legal requirements

This is another factor you may want to consider as contracts for personal and business use can be quite different. For instance, you need to know the party that will be responsible for repairs and maintenance costs. Several business owners have made this mistake in the past as they move into an office where the landlord is not responsible for the cost of maintenance and repair, and these were not clearly stated in the contract. 

Legal assistance can be valuable here as a legal assistant can help you work out whether you are getting the best possible deal or not. That is why we always recommend you seek professional advice before signing any agreement. Although we know that seeking legal advice means extra charges, it is better to be safe than sorry.

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Uncategorized https://www.googlyfish.com/blog/crucial-things-to-consider-when-choosing-the-office-space/ https://www.googlyfish.com/blog/crucial-things-to-consider-when-choosing-the-office-space/ Editor Wed, 24 Jul 2019 11:35:05 -0400
Things Your College Advisor Didn't Tell You About Your Business Degree At some point in your pursuit of a degree, you'll find yourself sitting in front of an advisor, hoping for a little guidance with the big decisions before you. Advisors, however, don't know everything about every program a university offers, and they know even less about your life and the situation that led you to these options in the first place. This is especially true when it comes to business degrees, as some of the most important benefits of your college experience won't be from courses or seminars. So, just what are these opportunities you should be looking out for as you earn your degree in business?

Business Schools Offer Incredible Networking Opportunities

There will be few points in a person's life where they are surrounded by as many like-minded people as they are when enrolled in a college major. Everyone around you is working to achieve the same goals, learning the same material and eager to put it to the test. Business school is fertile ground for developing relationships that could last decades, bringing lifelong benefits to both parties. Each of your fellow students will have their own network of contacts, potentially increasing your reach to former coworkers, family members, and friends in other majors that you may never have had the chance to meet otherwise. Whether it's potential investors in a start-up, reliable employees, or a business partner with a plan, the value of these contacts shouldn't be underestimated. After all, many of the greatest business success stories throughout history began in a college dorm room.

Beyond your fellow students, you may also find yourself able to rely on the experience and contacts of your professors as well. Business professors are more likely than professors in other departments to have had hands-on, relevant experience in the area in which they're teaching, and will offer up the wisdom they've accrued over the years. Whether it's advice on starting a company, helping you to secure an internship, or just a personal anecdote on their own experiences in the world of business, maintaining a good relationship with your professors can only increase the value of your business degree.

Acquiring Relevant Experience can be Just as Important as a Degree

Experience and education are often bizarrely presented as a dichotomy, where any particular individual can only aim for one or the other. Certainly, there has been some truth to this in the past; a degree could help one obtain a job in lieu of experience, or vice versa. In the modern world of business, however, neither one alone is able to guarantee you can find the career you want. That isn't to say that a degree has lost its value, but rather that employers and investors are looking for individuals who can prove they've taken their education and put it into practice. Universities are beginning to recognize this and increase the amount of practical experience offered through internships, partnerships with local companies, and simulated experiences, but there aren't always enough of these to go around.

As you near the end of your time in college, it's critical to acquire this experience if you want a running start after graduation. Professors, as mentioned above, may have leads on alternatives to school-affiliated internships to offer, such as businesses that had participated in prior years. Summer positions at small businesses are another great option, as you can learn firsthand how a small business is run and what it takes to keep it afloat on a day-to-day basis. Alternatively, starting clubs or other organizations at the university can demonstrate initiative and a willingness to lead, especially if the organization you create leaves a lasting positive impact on the school or the surrounding community. Even positions such as treasurer in a large existing club can offer employers an idea of your potential.

Certification May be the Real Key to Higher Earnings

There are a huge number of different programs that fall under the banner of business degrees, and certification isn't relevant to all of them. But for those professions with certifying organizations, it's often one of the most important things you can do for your career. Accountants, for example, can become Certified Public Accountants, or CPAs, by passing the CPA exam, holding a bachelor's degree, and gaining a few years of experience (the exact number varies from state to state). CPAs often have a higher earning potential than accountants that aren't certified with a similar level of experience, especially late in one's career. The Accounting Institute for Success provides analyzed salary data showing that the average senior accountant would make between $63,000 and $95,000 each year, while a senior-level CPA makes between $66,000 and $110,000.

Certifications exist for other fields as well, where they are often less compulsory than CPA. Project Management Professionals, or PMPs, are individuals certified through the Project Management Institute (PMI) who have demonstrated their skill at handling projects with finite end goals within companies. A 2017 study by PMI indicated that project managers with PMP certification in the US had a median salary of $115,000, while those without certification had a median salary of $92,000. Most of these certifications require a bachelor's degree at minimum, so your degree does act as an important stepping stone in your career, even if it isn't the final stage you may have expected it to be.

In the end, a business degree is worth more than an advisor is likely to be able to tell you, provided you utilize your time in college and your resulting degree properly. Networking at business school can offer connections you'd never have thought possible, while the experience earned through internships or extracurricular activities supplements the formal education found in your degree program. After graduation, your degree will function as a step on the ladder of success, allowing you to reach higher than ever with certifications that affirm your proven ability. A profitable career awaits, so don't wait to get started earning your business degree.

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Uncategorized https://www.googlyfish.com/blog/things-your-college-advisor-didnt-tell-you-about-your-business-degree/ https://www.googlyfish.com/blog/things-your-college-advisor-didnt-tell-you-about-your-business-degree/ Editor Tue, 09 Jul 2019 22:50:11 -0400
Why Buying a Business Could be a Great Investment Are you looking for great investment strategies? Have you always wanted to establish your own business? Have you ever considered investing in an existing business rather than launching a new one from the ground up?

Investing is an essential part of most peoples’ journey to financial independence. However, most people think of investments in terms of stocks and bonds, real estate or other physical assets like art, antiques, historical artifacts, or even bottles of wine. However,

The practice of buying an existing business can be a great mode of investment, particularly if you do your due diligence beforehand. However, you need to analyze your entrepreneurial skill as well, and there are things you need to ask before pursuing any purchase: what’s the owner’s motive for selling the business; how will the business generate profit once you take over what financial and experience limitations might prevent your success; and what current and future deals are in place with the business’ existing customers. You should also assess the reputation of the business and evaluate its current worth and future potential as an intellectual exercise, without involving your emotions in this critical life decision.

Why buy an existing business?

Buying an existing business can save a lot of time involved in planning, locating, and setting up any new establishment. An operating business should come with established working space, available inventory and equipment, defined branding, connected customers, manufacturers, and vendors, engaged staff or contractors, established management and other operating policies, and a strong understanding of any competitors in the market.

Startups can demand a lot of funding. Many take a long time to generate profitable revenue and deliver productive results. Many are prone to failures. On the other hand, buying a business can allow you to establish a position in the market in a cost-efficient way. An established business should have a handle on its operating costs and can provide better opportunities for expansion.

Investors and lenders often feel safer providing funding to established businesses because it’s easier to predict future production when there’s ample functioning history and trade credit to investigate. In short, buying an existing business can make it easier to secure the best business loans and attract valuable investors.

When you invest in an existing business, it eliminates a lot of the processes necessary in the establishment of a new business. There’s significant struggle and time involved in establishing a customer base, promoting and marketing a brand new company, securing consistent cash flow, recruiting skilled workers, and building a reputation that differentiates you from competitors in the same market. When you take over an establishment that’s already producing profits, there can be significantly less risk involved.

By taking ownership of an established business, you can give yourself more time and flexibility to implement your ideas and utilize your creativity to get the business to a stronger position in its competitive market. The foundation is already established with an existing business, but there is a lot of room for your innovation. You can plan and strategize to build and expand the business in any number of ways. After you familiarize yourself with the business’ working process, employees, and customers, it will become easy for you to cater to their needs while building better systems. You will get opportunities to enhance the business and develop a better working environment, which, in turn will lead to greater profitability.

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Uncategorized https://www.googlyfish.com/blog/why-buying-a-business-could-be-a-great-investment/ https://www.googlyfish.com/blog/why-buying-a-business-could-be-a-great-investment/ Editor Mon, 10 Jun 2019 00:58:24 -0400
7 Hidden Costs Associated with Investing and Owning Properties Property ownership in Australia is a goal many aspire to. By 2015 there were 9 million dwellings, and this speaks to the desire to own property. But owning property is perceived to be a capital intensive and risky venture. Here are some of the hidden costs that can come with property ownership that you need to consider.

  1. Insurance

Your property is an asset, and in the spirit of protecting the asset, you will find the need for insurance. Several insurance packages may apply to you depending on what kind of property owner and investor you are.

  • Landlord’s Insurance

If you plan to rent out your property, you will find landlords insurance indispensable. If you plan on being a landlord expect and account for delinquent tenants. When those who rent your property vanish in the middleof the night without paying rent, it leaves you with a revenue gap in your pocket.

Rent default is a clause that seeks to compensate you in case a tenant defaults on their rent. You can also claim compensation in the event of an unexpected death of a tenant. If you rent out your property and the tenant obtains a hardship order, the rental default clause will compensate you.

Landlord insurance will vary from plan to plan, and it's the details you need to pay attention to. The cost of a policy might be a factor in determining which policy to go with. However, you must consider how well the plan will protect you.

When there is damage to your property, building insurance will compensate you for full or partial loss to it. Contents insurance is also essential for a landlord whether you are renting out a furnished space or not. In the case of the former, the policy will cover all that you own. With the latter, the policy covers only that which you own and not the tenant’s.

  • Home Owner’s Insurance

As a homeowner, you need to protect yourself from liability and also cover your valuables. Public liability cover is critical in case other people are injured while on your property. Such a scenario will open you up to a potential lawsuit and unless you are covered, you face potential financial ruin.

Contents insurance protects all the items that belong to you and aren’t considered a part of the structure like carpets for example.

  1. Property Management

Being a landlord is not an easy task as many people think. While the appeal of passive income is ideal, the work that goes into keeping up with the property is not anyone’s cup of coffee. Enter property management professionals.

If you don’t have the time or are not inclined to personally handle rent collection, hire a reputable entity such as Roseberry Raineandhorne Property management firm to do the collections for you. When the inevitable late payment, bounced cheque or non-payment occurs, you do not have to chase the tenant around for it. Property managers can also help you keep up with repair and maintenance issues if you do not want to be involved in that minutiae.

  1. Vacancies

Every landlord dreams of receiving a steady income from their property. But the harsh reality is that no property that is open to tenants remains fully let all the time. Whenever your property experiences vacancies, it means that you will haveto pay out-of-pocket for expenses until you find new tenants.

To shield yourself from always footing this bill, you will need to establish an emergency fund. For many would-be landlords, this is a hidden expense that most do not learn of until it’s too late.

  1. Inspections

When you want to invest in property, the cost of inspection falls both ways, and you need to anticipate it. As a buyer, you will need to conduct independent inspections to unearth any hidden issues with the property you need to buy.

Inspection of a property you want to buy will help you negotiate wisely. As a seller pre-listing inspections help you to gain credibility with prospects and know how to price the property accurately. You will have to foot this expense no matter what side of the transaction you're on.

  1. Landscaping

A surprising cost that many first time property owners encounter is the landscaping charge. Your property might have a lawn or other greenery that needs tending regularly. When you’re shopping for the property, this may not have seemed like too big of a deal, but when you have it, you will begin to realise how much of a regular charge it can be.

Outsourcing landscaping duties is an option for many, but it quickly adds up. You need to consider if you can keep up with this amount for your space to not fall into disrepair.

  1. Maintenance and Repair

As long as you own property, it will inevitably require some repair work and maintenance. For both landlords and homeowners, these costs are a crucial part of whether their investment will make financial sense or not.

It is advisable to invest adequately in repairs and maintenance to avoid incurring bigger loses down the line. Create a fund to take care of costs that are unplanned for and which might place a financial strain on you.

  1. Taxes and Fees

There are several taxes, and levies charged by the government when you buy property. Stamp duty applies to your property investment, and it will be charged as a fixed percentage or according to scale. As a landlord, you will need to pay tax on your rental income. Property taxes will be due from every property you own while the land tax will depend on the size of property you own and what you use it for.

Conclusion

Owning property in Australia is an aspiration today as it was decades ago. What you must understand is that there are more costs on top of the purchase price of any property you might have your eyes on. Consider these costs before making the purchase decision as they may add up and strain you financially.

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Uncategorized https://www.googlyfish.com/blog/7-hidden-costs-associated-with-investing-and-owning-properties/ https://www.googlyfish.com/blog/7-hidden-costs-associated-with-investing-and-owning-properties/ Editor Thu, 07 Feb 2019 02:04:38 -0500
7 tips to have a diversified investment portfolio One of the best ways to understand how investing works is to study the differences between various kinds of investment vehicles and to compare how those vehicles produce value. Many investors, for example, are confused by different kinds of bonds. Some investors don't know for sure exactly what a bond is or how one works. With the details of basic investing as confusing as they can sometimes be, it shouldn't be surprising that advanced topics like diversification, strategies or allocations are as well.

The good news is investing is very much like any other activity. The more you study and practice, the better you get. Like sports, investing is built on a foundation of basic fundamentals which have been proven over time to produce the best results for the largest plurality of participants. Learning those fundamentals is the best way someone new to the market can gain the highest level of proficiency the fastest while avoiding the pitfalls new investors face.

So what is the best way for a new investor to be certain they are diversified?

Hedge

It is axiomatic that some investments perform well when others lose ground. The best example of this is when one investor shorts a stock and another goes long. One expects prices to rise in order to secure gains while the other is betting the price will drop so they can return borrowed shares at a profit. While it doesn't make sense to buy and short the same stock, it does make sense if heterogeneous investments can be offset against one another in order to protect against adverse market moves.

One of the best examples of a hedge is buying a hard asset like gold to offset potential losses from inflation. As most investors know, your gains must exceed inflation and taxes or you are losing value. The value of gold often tracks closely the value of whatever currency in which it is priced, meaning that if inflation rises, the price of gold will often follow.

In this case, even if an investor's stocks lose value from that inflation, their gold position will help offset those losses, leaving them in position to take advantage of later gains in the stock price without having to make up for the virtual losses instead.

Income vs. Growth

The time horizon for an investor usually governs their allocations of income and growth investments. Early in a portfolio's existence, growth is the priority, as it is important to produce wealth before it can be exploited. This means a new investor should buy heavily in growth vehicles like small cap stocks. Some financial advisors recommend at least 80% of a portfolio be invested in growth stocks and similar investments to start.

Later in an investor's career, as their wealth accumulates, their proportion of growth investments to income investments should begin to shift. Income investments include bonds, annuities, bond funds, certificates of deposit, dividend stocks and money market funds. These are investments that usually maintain their price but throw off regular payments to the investor. A bond, for example, is paid for by the borrower in the form of interest and sometimes a small portion of principal.

Income investments are only tangentially affected by ups or downs in the overall market, and represent a much larger pool of capital than stocks in general. Because of this, investors looking for a way to diversify will very often offset their stock and growth investments with income-producing vehicles like bonds. This way, even if they have adverse price changes in their stocks, the income from their bonds and other income-producing investments is likely to offset them.

Cash

Like income investments, cash can act as a hedge against changes in the market. Cash is key to any investment strategy that relies on timing the market. While some brokers and financial advisors recommend investors avoid moving in and out of investments too often, sometimes it can be lucrative, especially in various kinds of distressed debt strategies.

Cash should be set aside in a vehicle like a money market fund where it can be accessed immediately. This is also known as a "liquid" investment. Money market funds are minimal income investments, so they can be used to diversify against an equity-heavy portfolio.

Tax-Advantaged

Investments like government and municipal bonds should be considered for any portfolio that needs income. Some of these kinds of bonds generate tax free revenue. They can be used not only to hedge against equities, but they can also be used to offset potential losses in commercial paper like corporate bonds or capital for partnerships and start-up enterprises.

Sectors

On the equity side, the equivalent to matching tax-advantaged government bonds with commercial paper like corporate bonds is to invest in different sectors of the stock market. One way to do this is by spreading equity positions between large and small companies. Another way is to invest in different industries like mining, technology, health care and construction.

Real Estate

With the exception of equity investments in the construction industry, real estate can act as a hedge in your portfolio very much like gold and other hard asset investments. Like gold, real estate tends to appreciate in an inflationary environment, and it can also throw off income in the form of rents and leases. Real estate investors could be described as Pumped on Property and well they should be.

Unlike other kinds of investments, real estate requires considerable management time, so make certain you have the extra capacity to manage your properties before you make any expensive moves.

Venture Capital

As your wealth grows, you'll find some opportunities will present themselves that don't fit neatly into other categories. Entrepreneurs may approach you for relatively small amounts and may offer you equity positions in their start-up companies. Some of these companies may have developed valuable assets like patents or copyrights in the process of getting started. Some may even have considerable sales already. These investments are extremely high risk, naturally, but they can also produce outsized returns. Treat them like small cap equity positions and hedge accordingly, and you may find a diamond or two in the rough.

Diversifying is essentially the process of protecting one investment with the income from another. While it might seem that you are trying to avoid losses in your equity portfolio, the truth is your equity positions are hedges against your bonds and income investments. Properly managed, the offseting advantages should lead to success.

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Uncategorized https://www.googlyfish.com/blog/7-tips-to-have-a-diversified-investment-portfolio/ https://www.googlyfish.com/blog/7-tips-to-have-a-diversified-investment-portfolio/ Editor Thu, 31 Jan 2019 00:20:13 -0500
5 reasons why traveling and moving to another country has fantastic benefits for your health Everyone likes a good vacation. It becomes even better when that vacation is in a foreign country. When traveling to a new country, you get a chance to experience cultures, climate, landscapes, and many other things. Every location in this world is unique in its way. Therefore, there will be a lot of learning going on as you travel through the cities and countryside. However, have you ever asked yourself the effect that these experiences have on your health? If you contact a migration company Perth, you will notice that there are various health gains that you will make when you travel abroad. Here are some of the most significant ones.

It reduces stress and depression levels

Travelling has a therapeutic effect. It revitalizes the brain and makes the body to feel rejuvenated again. As you see some of the geographical features that you have never seen before, you will be making the body to gather new strength that helps you to fight depression and stress. Out will notice that after going through various cities, you will not be thinking about the things that used to stress you anymore. In addition to that, your mind will be eager to learn new things and forget about the past.

As you encounter new cultures and languages, it will be like you just landed in a new world, and the old one is gone. This makes the brain to focus on the current situation and the good things that it brings. You will notice that after some time, your mood starts to change and all of a sudden, you want to be happy. That is how you get rid of stress and depression.

It boosts your brain health

The brain is the most active organ in the human body. It is always working whether you are asleep or awake. Because of this, it is good to take good care of your brain. Unfortunately, it is also one of the most overworked organs. Some people rarely think about mental health until the symptoms catch up with them. This is not a good thing because too much damage will have been done by that time. According to scientists, traveling abroad can help you to boost mental health in many ways.

Sometimes, all that you need to trigger activity in the brain is a new experience. For instance, as you try to understand the unique cultures that you are surrounded with, you will be putting your brain to the task. It will be working hard to understand the new environment, and that is how you end up making it stronger. Several trips abroad will leave you feeling sharper and more focused. You also will notice that when you travel often, you tend to boost your memory. The best part is that you will not be consuming any medications or going through endless therapies.

It shifts your perspective

Have you ever heard people saying that they found themselves when traveling? It means that the experiences that they went through changed their attitudes, and helped to see them differently. One thing that traveling does is that it takes you off your comfort zone. Two things are likely to happen when you leave this zone; you will either be uncomfortable, or you will enjoy a new sense of comfort that you have never experienced before. Regardless of how you feel, it is helpful because it means that you will be looking at things differently.

Shifting your focus makes you a better person. To start with, you will analyze situations by looking at them from a different angle from the one you are used to. When criticizing cases, you will base your argument in a broader perspective, and therefore, it will be easy for you to find solutions when you travel. After several trips, your mind will have shifted, and that is how you become superior to those that do not travel. It is a learning curve that you only get to experience when you go through various conditions some of which may be conflicting.

It boosts your immune system

The immune system requires several triggers to be stimulated. The purpose of this system is to protect the body from disease-causing organisms. If you stay in one place, your immunity will be based on disease-causing organisms that you find there. However, if you move to a different location, you will encounter new threats. There will be new pathogens attacking your body, and this is the reason you contract colds and coughs. Although it may be discomforting, it is a good thing because it means that your body will be developing a new way to fight those pathogens. By the time you get back to your home country, the body will have learned how to find more diseases than those found locally.

It reduces the risk of heart diseases

Traveling expose you to a lot of activity. You will always be moving from one place to another in search of services. For instance, you will be rushing to the airport to get on the plane on time, looking for a taxi, looking for accommodation, traveling to see new locations and many other things. All these activities keep you active for the better part of your stay in a foreign country unlike when you would be holed up in your office or apartment back home. This activity is good for cardiovascular health because it boosts the circulation of blood and reduces cholesterol. Therefore, people who travel to foreign countries are less likely to have heart diseases than those who never go.

We can all agree that the benefits of traveling abroad have a broad impact on our health. If you have never had a foreign trip, you do not know what you are missing. However, before you travel make sure that you have made all the necessary arrangements. You should start by identifying a good travel agent to book your flights and arrange for accommodation in a foreign country. Make sure that you have enough money for your trip too.

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Uncategorized https://www.googlyfish.com/blog/5-reasons-why-traveling-and-moving-to-another-country-has-fantastic-benefits-for-your-health/ https://www.googlyfish.com/blog/5-reasons-why-traveling-and-moving-to-another-country-has-fantastic-benefits-for-your-health/ Editor Thu, 24 Jan 2019 00:42:38 -0500